If you want to open a bank account in Japan we recommend you to open an ordinary account, called “fustsuu yokin” (\u666e\u901a\u9810\u91d1).<\/p>\n\n\n\n
Required Documents<\/h2>\n\n\n\n
This is what you will be needing:<\/p>\n\n\n\n
- \n
- Your resident card \u5728\u7559\u30ab\u30fc\u30c9<\/li>\n\n\n\n
- Your passport \u30d1\u30b9\u30dd\u30fc\u30c8<\/li>\n\n\n\n
- A valid visa<\/a> \u30d3\u30b6<\/li>\n\n\n\n
- Address (in Japan) and phone number \u4f4f\u6240\u3068\u96fb\u8a71\u756a\u8a9e<\/li>\n\n\n\n
- Hanko or Japanese seal depending on the bank \u5224\u5b50<\/li>\n<\/ul>\n\n\n\n
It is important to emphasize that only people residing in Japan with a valid visa and the registration card are allowed to open a bank account. Some of the institutions can ask you as well for an insurance card.<\/p>\n\n\n\n
![\"\"](\"https:\/\/cotoacademy.com\/app\/uploads\/2016\/02\/Inkan.jpeg\")
<\/figure>\n\n\n\n“Inkan”<\/a> by colincookman<\/a> is licensed under CC BY-NC-SA 2.0<\/a>
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<\/a><\/p>\n\n\n\nHanko: The Japanese Seal<\/h3>\n\n\n\n
In Japan, it is usual to use a personal hanko (\u5224\u5b50), the Japanese typical seal for official paperwork which includes bank applications. These are used in place of handwritten signatures and, although some may allow you to just sign, be sure you ask your bank institution if you are going to need one!<\/p>\n\n\n\n
Opening the Account<\/h2>\n\n\n\n
Have you everything on the list? Now it is time to choose where to open your bank account! Go to the most convenient branch from where you are living and try to check the different conditions, options, offers, etc.<\/p>\n\n\n\n
In our experience, we have heard really good opinions about the Japan Post Bank (\u3086\u3046\u3061\u3087\u9280\u884c) and the Shinsei Bank\uff08\u65b0\u751f\u9280\u884c\uff09.<\/p>\n\n\n\n
Please do not worry if you do not understand a single word of the paperwork you are supposed to fill.<\/p>\n\n\n\n
Ask for help to someone in the bank and they should help you even if your Japanese level is low. They are usually patient and kind enough to do the best they can to explain you.<\/p>\n\n\n\n
After a while, and many verifications your provisional account will be ready. Don\u2019t forget to indicate the amount of your first deposit, which should be around 2000 yen.<\/p>\n\n\n\n
Cash Card and ATM Services<\/h2>\n\n\n\n
After some days, you will receive at home your brand new cash card (\u30ad\u30e3\u30c3\u30b7\u30e5\u30ab\u30fc\u30c9) that will allow you to withdraw some money from ATMs<\/a>.<\/p>\n\n\n\n
You will not be able to pay as if it was a VISA card. Remember that Japan is a \u201ccash culture\u201d, so be sure you always withdraw some cash before you go into a restaurant, izakaya, karaoke, etc.<\/p>\n\n\n\n
If you are actually looking for a credit card, you should know that the percentage of foreign applications who actually pass the filter is really low, so don\u2019t be disappointed, it is normal.<\/p>\n\n\n\n
This is an example of a conversation you will have if you want to open a bank account in Japan:<\/strong><\/p>\n\n\n\n
- \n
- \u304a\u5ba2\u69d8\uff1a\u3059\u307f\u307e\u305b\u3093\u3001\u53e3\u5ea7\u3092\u958b\u304d\u305f\u3044\u3093\u3067\u3059\u304c\u3002
(Okyaku-sama: Sumimasen, Kouza wo hirakitai n desu ga)
Excuse me, I would like to open a bank account.<\/li>\n\n\n\n - \u5e97\u54e1\uff1a\u306f\u3044\u3001\u305d\u3046\u3067\u3059\u304b\u3002\u4eca\u65e5\u8eab\u5206\u8a3c\u660e\u66f8\u304a\u6301\u3061\u3067\u3059\u304b\u3002
(Ten\u2019in: Hai, sou desu ka Kyou mibun shoumei sho wa o mochi desu ka)
Oh, I see. Do you have your ID card?<\/li>\n\n\n\n - \u304a\u5ba2\u69d8\uff1a\u5728\u7559\u30ab\u30fc\u30c9\u3067\u3044\u3044\u3067\u3059\u304b\u3002
(Okyaku-sama: Zairyuu kaado de ii desu ka)
Can I use my Resident Card?<\/li>\n\n\n\n - \u5e97\u54e1\uff1a\u306f\u3044\u3001\u3051\u3063\u3053\u3046\u3067\u3059\u3002\u305d\u308c\u304b\u3089\u5224\u5b50\u306f\u304a\u6301\u3061\u3067\u3059\u304b\u3002
(Ten\u2019in: Hai, kekko desu. Sore kara hanko o-mochi desu ka)
Yes, no problem. Do you have your hanko?<\/li>\n\n\n\n - \u304a\u5ba2\u69d8\uff1a\u5b9f\u306f\u5224\u5b50\u306f\u6301\u3063\u3066\u3044\u307e\u305b\u3093\u3002
(Okyaku-san: Jitsu wa hanko wa motte imasen.)
To tell the truth, I do not have a hanko.<\/li>\n\n\n\n - \u5e97\u54e1\uff1a\u3058\u3083\u3042\u3001\u30b5\u30a4\u30f3\u3067\u3082\u5927\u4e08\u592b\u3067\u3059\u3002
(Ten\u2019in: Jaa, sain demo daijoubu desu.)
Then, with your sign will be OK.<\/li>\n<\/ul>\n\n\n\nGood luck! <\/strong><\/p>\n\n\n\n
Credit CC BY-SA 4.0: Japanexperterna.se
Title: Japanese Yen Bills
source: www.japanexperterna.se <\/a><\/em><\/h6>\n\n\n\n
\n\n\n\nCoto Japanese Academy is a unique Japanese Language School in Iidabashi Tokyo, we offer relaxed and fun conversational lessons for all levels of Japanese learner. Coto Japanese Academy prides itself on its community atmosphere and fun lessons that focus on creation of opportunities to speak and learn Japanese. If you are interested in studying Japanese in Tokyo – please visit our contact page here.<\/a><\/em><\/span><\/div>\n\n\n\n\n\t\t\t\t\t